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About Us

The Institution for Savings is widely recognized as one of the oldest and most stable mutual banks in the country, with assets totaling approximately $2 Billion as of September 1, 2014. It is also the largest mutual savings bank in the Greater Newburyport region and the third largest on the North Shore.  We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of individual homebuyers, builders and real estate professionals throughout the region.

Our experienced staff offers expertise in every area of mortgage lending...from purchase to refinance to construction lending. We offer a full range of mortgage products and services and all of our lenders are dedicated to finding the right loan -- with the best rates, terms and costs -- to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

We are pleased to offer all of our exceptional mortgage services online. In addition to having 24/7 access to information and rates you can also review loan options, and apply for your loan online from the convenience and privacy of your computer.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you.

For more information and other products offered, click here to visit our full website.


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Institution for Savings, Lending Office (NMLS ID: 409410)
81 State Street P.O. Box 510, Newburyport, MA  01950
Direct:  (978) 462-2344
Copyright © 2018 Institution for Savings
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